Consultant- credit risk Modeling/Analytics

Contract Type
₹ 1,000,000 - 1,800,000
Bhat Isha
Academic title
Job description


Analyze portfolio performance to identify risk factors at early stage

Analyze the performances and derive data driven insights for creating risk strategies in acquistion and portfolio management

Develop analytical tools ranging from customer segmentation to scorecard development

Monitor the performance of different acquisition vintages as well as the roll rate of different past due/default buckets to define portfolio performance trend

Support development of instrumentation across underwriting, portfolio management and collections

Analysis of opportunity and risk of new product offering

Perform other related duties as required and assigned

Credit Risk Strategy development, Policy Analytics, Acquisition strategy, Approve/Decline, Credit Limit/Line Assignment, Credit Line increase/decrease, Portfolio Management, Approval criteria, Portfolio management, Portfolio Analytics, Pricing, Personal Loans/Cards/Mortgages/Auto, Top-Up Strategy, Balance Transfer, Loan on cards

Tools – SAS, SQL, Tableau, Python (good to have)



3+ years of experience in risk analytics

Strong data analysis experience within the financial services industry

Excellent SQL : extensive experience querying large, complex data sets

High proficiency with Excel including pivoting capabilities and analysis modules

Working knowledge of basic statistics; experience with SAS/Python/R or similar a plus

Proven track record at delivering timely and accurate information in a fast-paced environment

Excellent critical thinking, problem solving, mathematical skills and sound judgment

Strong business acumen and ability to interface with executive management.

Location- Gurgaon and Bangalore

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