Responsibilities:
Analyze portfolio performance to identify risk factors at early stage
Analyze the performances and derive data driven insights for creating risk strategies in acquistion and portfolio management
Develop analytical tools ranging from customer segmentation to scorecard development
Monitor the performance of different acquisition vintages as well as the roll rate of different past due/default buckets to define portfolio performance trend
Support development of instrumentation across underwriting, portfolio management and collections
Analysis of opportunity and risk of new product offering
Perform other related duties as required and assigned
Credit Risk Strategy development, Policy Analytics, Acquisition strategy, Approve/Decline, Credit Limit/Line Assignment, Credit Line increase/decrease, Portfolio Management, Approval criteria, Portfolio management, Portfolio Analytics, Pricing, Personal Loans/Cards/Mortgages/Auto, Top-Up Strategy, Balance Transfer, Loan on cards
Tools – SAS, SQL, Tableau, Python (good to have)
Qualifications:
3+ years of experience in risk analytics
Strong data analysis experience within the financial services industry
Excellent SQL : extensive experience querying large, complex data sets
High proficiency with Excel including pivoting capabilities and analysis modules
Working knowledge of basic statistics; experience with SAS/Python/R or similar a plus
Proven track record at delivering timely and accurate information in a fast-paced environment
Excellent critical thinking, problem solving, mathematical skills and sound judgment
Strong business acumen and ability to interface with executive management.
Location- Gurgaon and Bangalore